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Trusted by 50,000+ Customers Across India

Get the Right PERSONAL LOAN From India's Leading Banks

Fast Approval • Lowest Interest Rates • Minimal Documents
Up to ₹50 LakhLoan Amount
24 - 48 HoursQuick Approval
Starting 10.49%*Low Interest Rates
Minimal DocumentsHassle Free Process
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Check Your Loan Eligibility

It's Free & Takes Less Than 30 Seconds

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Please enter the loan amount required.
Our Network

Our Partner Banks

100+ Banks & NBFC Partners to Offer You the Best Loan Options

HDFC BANK
ICICI Bank
AXIS BANK
kotak
IndusInd Bank
BAJAJ FINSERV
IDFC FIRST Bank
TATA CAPITAL
YES BANK
L&T FINANCE

...and many more banks & NBFCs to help you find the best deal

Compare & Choose

Personal Loan Products

Choose the best loan option from our top partner banks

HDFC Bank
Loan Amount
₹50,000 - ₹40 Lakh
Interest Rate (ROI)
10.50% - 21.00%*
Tenure
12 - 60 Months
View Details
ICICI Bank
Loan Amount
₹50,000 - ₹35 Lakh
Interest Rate (ROI)
10.49% - 20.85%*
Tenure
12 - 60 Months
View Details
Axis Bank
Loan Amount
₹50,000 - ₹40 Lakh
Interest Rate (ROI)
11.00% - 21.00%*
Tenure
12 - 60 Months
View Details
Kotak Mahindra Bank
Loan Amount
₹50,000 - ₹50 Lakh
Interest Rate (ROI)
10.75% - 20.99%*
Tenure
12 - 60 Months
View Details
IndusInd Bank
Loan Amount
₹50,000 - ₹30 Lakh
Interest Rate (ROI)
11.49% - 21.49%*
Tenure
12 - 60 Months
View Details
Bajaj Finserv
Loan Amount
₹50,000 - ₹25 Lakh
Interest Rate (ROI)
11.99% - 24.00%*
Tenure
12 - 60 Months
View Details
View All Banks

Why Choose PGC Finance?

Multiple Bank OptionsBest Loan Choices
Lowest Interest RatesCompare & Save More
Quick ApprovalFast Processing
Minimal DocumentsHassle Free Process
Secure & Safe100% Secure
Expert SupportWe Are Here to Help
Loan Highlights

Built Around Your Growth

Everything that makes our personal loans simple, flexible and rewarding

Loan Amount

₹50,000 – ₹50 Lakh, tailored to your income and credit profile.

No Collateral Required

100% unsecured personal loans — no assets or guarantors needed.

Flexible Tenure

Repay comfortably over 12 to 84 months, your choice.

Balance Transfer

Move your existing loan to us for a better rate and save more.

Competitive Interest Rates

Starting from 10.49%* p.a. across our partner banks & NBFCs.

Top-Up Loan Available

Need more later? Top up your existing loan with minimal paperwork.

Who Can Apply

Eligibility at a Glance

Salaried Employees
Self-Employed Professionals
Age 21 – 60 Years
Stable Monthly Income
Good Credit Profile (CIBIL 750+)
Keep These Ready

Documents Required

Aadhaar Card
PAN Card
Salary Slips (3 Months)
Bank Statement (6 Months)
Selfie / Photo
Employment Proof

Our Loan Process

1
Apply OnlineSubmit your application
2
Document VerificationWe verify your documents
3
Bank ReviewApplication sent to bank
4
ApprovalGet approval from bank
5
DisbursementAmount credited to you
Quick Process
End to End Support
Transparent Process
Doorstep Support
Plan Ahead

EMI Calculator

Move the sliders to estimate your monthly instalment instantly

Loan Amount ₹5,00,000
Interest Rate (p.a.) 12%
Tenure 36 Months
Your Monthly EMI
₹14,229
₹12,242Total Interest
₹5,12,242Total Payment
Apply Now
Common Questions

Frequently Asked Questions

How many days does it take to get a loan approved?
Most personal loans are approved within 24–48 hours once your documents are verified, and disbursed soon after.
What is the minimum salary required to apply?
Most of our partner banks require a minimum monthly income of ₹15,000–₹25,000, depending on the bank and city.
What if my CIBIL score is low?
A lower CIBIL score may still get you approved with select NBFC partners, though at a slightly higher interest rate. We'll help you find the best-fit lender.
What are the processing fees?
Processing fees typically range from 1%–3% of the loan amount plus applicable GST, depending on the bank.
Is foreclosure or prepayment allowed?
Yes, most of our partner banks allow part-prepayment or full foreclosure after a minimum lock-in period, usually with a nominal charge.
Customer Love

What Our Customers Say

★★★★★

"Very quick process and excellent support from the team. Got my loan approved in 24 hours!"

RS
Rohit SharmaMumbai
★★★★★

"Transparent process and best interest rates. Highly recommended!"

PV
Priya VermaPune
★★★★★

"Hassle-free documentation and fast disbursal. Great experience!"

AK
Amit KumarDelhi
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Loan approval is at the sole discretion of the lender. Terms & Conditions Apply.

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